Barclays Personal Loan

Top deals

Top rate

AA

6.1%
£7,500 - £25k
1-7 years

Check eligibility Representative Example: The representative APR is 6.1% so if you borrow £10,000 over 5 years at a rate of 6.1% (fixed) you will repay £193.03 per month & total amount payable £11,581.78.

Santander

6.2%
£7,500 - £15k
1-5 years

Check eligibility Representative Example: The representative APR is 6.2% so if you borrow £10,000 over 5 years at a rate of 6.2% (fixed) you will repay £193.47 per month & total amount payable £11,608.19.

MS Bank

6.2%
£7,500 - £15k
1-7 years

Shawbrook

6.6%
£10k - £500k
3-25 years

Check eligibility Representative Example: The representative APR is 6.6% so if you borrow £10,000 over 5 years at a rate of 6.6% (fixed) you will repay £195.23 per month & total amount payable £11,713.96.

Barclays Personal Loan Review

If you’re not a homeowner or you own property but are looking to borrow an amount of money less than £15,000 you might have been looking at the different options and wondered if the Barclays Personal Loan is right for you.

The Barclay’s Personal Loan is available to UK residents over the age of 18 and allows you to borrow between £1,000 and £50,000. The exact amount the lender will be willing to offer you is dependent on your credit history however.

Currently you will need to be a Barclays bank account customer to access a Barclays Personal loan.

Barclay’s Personal Loans offer:

Loans of £7,500 to £15,000 for terms between 2 and 5 years
You need to be a Barclays bank customer
Fixed monthly loan repayments
They claim they will keep the personal rate you were offered regardless of what your intention for the loan is
Price guarantee if you find any like for like with a better APR they will match it as long as you inform them within 30 days of the loan agreement being signed.
Personal loans to purchase a car, pay for a holiday, fund a wedding

There are many different loans on the market through many different lenders. When considering a personal loan you should check everything that is available to ensure you get the best deal.

You can use the loan calculator on this website to get quotes from different providers and help you make the right choice.

To find out more about loans you can fill in a quick form here »

Alternatives

If you are a homeowner who wants to borrow more than 15,000 you may find you can source a better rate through a homeowner loan. As these are secured against your home lenders are generally willing to offer more, Barclay’s offer home loans for between £3,000 and £250,000.

However you may be able to get a better rate. To get quotes on a range of homeowner loans click here and fill in the form »

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice.

If you are looking in to getting a loan to pay for a vocational course you could also consider looking into a Professional and Career Development loan.

As long as you are intending on enrolling on an approved vocational course; including some postgraduate degrees as well as college NVQs and technician level courses you could be eligible to borrow between £300 and £10,000 to pay for the course.

With a Career Development Loan you do not need to pay anything back until after you finish your course and you are offered flexible repayment terms.

How much do you wish to borrow?